Federal comparison tool

Compare 1099 and W-2 Federal Tax Estimates

Place federal tax estimates for user-entered 1099 and W-2 pay beside each other under the same selected tax year, filing status, and stated assumptions.

How to read this comparison

The columns use user-entered amounts and estimate selected federal components. Benefits and other excluded factors can affect a real-world comparison.

A person and qualified advisor evaluate the full arrangement. The broader judgment question is discussed in the 1099 vs W-2 guide.

Read the broader 1099 vs W-2 discussion

Items outside this comparison

  • State and local taxes
  • Itemized deductions
  • Tax credits
  • Retirement contributions
  • Self-employed health insurance deductions
  • Benefits valuation
  • Paid leave
  • Employment protections
  • Reimbursements
  • Entity-level tax elections
  • Partnership, S corporation, or C corporation tax calculations
  • Household income not entered through an approved field
  • Filing, payment submission, or preparation of any tax form
  • Worker-classification decisions
  • Recommendations about which working arrangement a person should choose
  • Tax or legal advice

Share the tool

Share or embed the calculator

Compare estimated federal tax components for user-entered 1099 and W-2 pay with FormSignal.

Canonical link

https://formsignal.co/tools/1099-vs-w2-calculator

Iframe embed code

<iframe src="https://formsignal.co/tools/1099-vs-w2-calculator/embed" title="1099 vs W-2 Federal Tax Calculator by FormSignal" width="100%" height="960" loading="lazy" referrerpolicy="origin"></iframe>

The default height fits the current input interface at common desktop widths. Keep the width responsive and increase the height for narrow containers or expanded results.

Need a cleaner W-9 handoff?

W9Finder supports W-9 collection, secure request links, reminders, vendor readiness, record cleanup, review handoffs, private document workflows, and reviewed CSV exports for accounting and bookkeeping firms.

See W9Finder

Free QA tool

Scan your vendor list for W-9 gaps

Use the Vendor Readiness Scanner to find missing W-9s and records that need cleanup before firm review.

Scanner output

Missing W-9s Flagged
Duplicate vendors Checked
TIN-like values Masked